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Debt Help

The Debt & Personal Finance Blog and Magazine

Wednesday, March 15, 2006

My FICO Credit Score Rebounds As A New Credit Rating System -- VantageScore -- Debuts

I checked my FICO credit score a few days ago, and I'm happy to report that I am back in 700 territory--709 to be exact--so that's pretty good news. I recently used a Citibank 2.99% APR balance transfer offer (again!) to consolidate my credit card debt and save on interest charges. I was tempted to use a 0% APR balance transfer offer from Discover Card, as they are currently offering an interest-free period on transferred balances until June 2007, but opening a new credit account isn't a good idea for my situation right now, so the 2.99% offer from Citibank will have to do.

VantageScore
Are you ready for a new credit rating system? Well, ready or not, it's here. It's called VantageScore, and it's form the folks at TransUnion. Click here for more details about VantageScore.


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