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Debt Help

The Debt & Personal Finance Blog and Magazine

Tuesday, January 22, 2008

FICO Credit Score At 803: Still Moving Sideways

My FICO® credit score has been updated. Here's the latest snapshot:


Updated Chart of My FICO Credit Score - January 25, 2008: 803 - sideways


Still moving sideways, and I'm OK with that. This journey began back in 2004 when my FICO score was 628, so 803 is fine with me.

I am not expecting any movement for my score until March; that's when my car loan payoff should be firmly entrenched in all my credit reports. At my next FICO update, we'll see what paying off a car note can do for one's FICO score, in real world terms. And since I'm preparing right now to payoff my student loan, I'll be able to report -- by April -- on what annihilating student loan debt can do for one's score. Stay tuned!

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