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Mortgage Rates History

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History of Mortgage
Interest Rates
15- & 30-Year Fixed-Rate Mortgages (FRM)
1972 to The Present


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Recent
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Mortgage
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Mortgage
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Mortgage
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Chart




SITEMAP




























































































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Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP



















































































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Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP
































































































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Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP





























































































































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Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP

















































































































































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Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP



























































































































Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP
























































































































Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP



































































































Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP









































































































































































Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP



























Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP






























Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP





















Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP


























Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP



























Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP





















Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP


















Top of
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Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP



















Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP



















Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP












Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP











Top of
Document




Recent
Mortgage
Rates




Mortgage
Rates
Chart




SITEMAP


 

Date (Month) 15 Year FRM (%) 30 Year FRM (%)
January of 1972
7.44
February of 1972
7.32
March of 1972
7.29
April of 1972
7.29
May of 1972
7.37
June of 1972
7.37
July of 1972
7.4
August of 1972
7.4
September of 1972
7.42
October of 1972
7.42
November of 1972
7.43
December of 1972
7.44
January of 1973
7.44
February of 1973
7.44
March of 1973
7.46
April of 1973
7.54
May of 1973
7.65
June of 1973
7.73
July of 1973
8.05
August of 1973
8.5
September of 1973
8.82
October of 1973
8.77
November of 1973
8.58
December of 1973
8.54
January of 1974
8.54
February of 1974
8.46
March of 1974
8.41
April of 1974
8.58
May of 1974
8.97
June of 1974
9.09
July of 1974
9.28
August of 1974
9.59
September of 1974
9.96
October of 1974
9.98
November of 1974
9.79
December of 1974
9.62
January of 1975
9.43
February of 1975
9.1
March of 1975
8.89
April of 1975
8.82
May of 1975
8.91
June of 1975
8.89
July of 1975
8.89
August of 1975
8.94
September of 1975
9.12
October of 1975
9.22
November of 1975
9.15
December of 1975
9.1
January of 1976
9.02
February of 1976
8.81
March of 1976
8.76
April of 1976
8.73
May of 1976
8.76
June of 1976
8.85
July of 1976
8.93
August of 1976
9
September of 1976
8.98
October of 1976
8.92
November of 1976
8.81
December of 1976
8.79
January of 1977
8.72
February of 1977
8.67
March of 1977
8.69
April of 1977
8.75
May of 1977
8.83
June of 1977
8.86
July of 1977
8.94
August of 1977
8.94
September of 1977
8.9
October of 1977
8.92
November of 1977
8.92
December of 1977
8.96
January of 1978
9.01
February of 1978
9.14
March of 1978
9.2
April of 1978
9.35
May of 1978
9.57
June of 1978
9.71
July of 1978
9.74
August of 1978
9.78
September of 1978
9.76
October of 1978
9.86
November of 1978
10.11
December of 1978
10.35
January of 1979
10.39
February of 1979
10.41
March of 1979
10.43
April of 1979
10.5
May of 1979
10.69
June of 1979
11.04
July of 1979
11.09
August of 1979
11.09
September of 1979
11.3
October of 1979
11.64
November of 1979
12.83
December of 1979
12.9
January of 1980
12.88
February of 1980
13.04
March of 1980
15.28
April of 1980
16.32
May of 1980
14.26
June of 1980
12.71
July of 1980
12.19
August of 1980
12.56
September of 1980
13.2
October of 1980
13.79
November of 1980
14.21
December of 1980
14.79
January of 1981
14.9
February of 1981
15.13
March of 1981
15.4
April of 1981
15.58
May of 1981
16.4
June of 1981
16.7
July of 1981
16.83
August of 1981
17.28
September of 1981
18.16
October of 1981
18.45
November of 1981
17.82
December of 1981
16.95
January of 1982
17.48
February of 1982
17.6
March of 1982
17.16
April of 1982
16.89
May of 1982
16.68
June of 1982
16.7
July of 1982
16.82
August of 1982
16.27
September of 1982
15.43
October of 1982
14.61
November of 1982
13.82
December of 1982
13.62
January of 1983
13.25
February of 1983
13.04
March of 1983
12.8
April of 1983
12.78
May of 1983
12.63
June of 1983
12.87
July of 1983
13.43
August of 1983
13.81
September of 1983
13.73
October of 1983
13.54
November of 1983
13.44
December of 1983
13.42
January of 1984
13.37
February of 1984
13.23
March of 1984
13.39
April of 1984
13.65
May of 1984
13.94
June of 1984
14.42
July of 1984
14.67
August of 1984
14.47
September of 1984
14.35
October of 1984
14.13
November of 1984
13.64
December of 1984
13.18
January of 1985
13.08
February of 1985
12.92
March of 1985
13.17
April of 1985
13.2
May of 1985
12.91
June of 1985
12.22
July of 1985
12.03
August of 1985
12.19
September of 1985
12.19
October of 1985
12.14
November of 1985
11.78
December of 1985
11.26
January of 1986
10.89
February of 1986
10.71
March of 1986
10.08
April of 1986
9.94
May of 1986
10.15
June of 1986
10.69
July of 1986
10.51
August of 1986
10.2
September of 1986
10.01
October of 1986
9.98
November of 1986
9.7
December of 1986
9.32
January of 1987
9.2
February of 1987
9.08
March of 1987
9.04
April of 1987
9.83
May of 1987
10.6
June of 1987
10.54
July of 1987
10.28
August of 1987
10.33
September of 1987
10.89
October of 1987
11.26
November of 1987
10.65
December of 1987
10.64
January of 1988
10.38
February of 1988
9.89
March of 1988
9.93
April of 1988
10.2
May of 1988
10.46
June of 1988
10.46
July of 1988
10.43
August of 1988
10.6
September of 1988
10.48
October of 1988
10.3
November of 1988
10.27
December of 1988
10.61
January of 1989
10.73
February of 1989
10.65
March of 1989
11.03
April of 1989
11.05
May of 1989
10.77
June of 1989
10.2
July of 1989
9.88
August of 1989
9.99
September of 1989
10.13
October of 1989
9.95
November of 1989
9.77
December of 1989
9.74
January of 1990
9.9
February of 1990
10.2
March of 1990
10.27
April of 1990
10.37
May of 1990
10.48
June of 1990
10.16
July of 1990
10.04
August of 1990
10.1
September of 1990
10.18
October of 1990
10.17
November of 1990
10.01
December of 1990
9.67
January of 1991
9.64
February of 1991
9.37
March of 1991
9.5
April of 1991
9.5
May of 1991
9.47
June of 1991
9.62
July of 1991
9.58
August of 1991
9.24
September of 1991
8.69
9.01
October of 1991
8.49
8.86
November of 1991
8.33
8.71
December of 1991
8.07
8.5
January of 1992
8.01
8.43
February of 1992
8.38
8.76
March of 1992
8.58
8.94
April of 1992
8.47
8.85
May of 1992
8.29
8.67
June of 1992
8.08
8.51
July of 1992
7.67
8.13
August of 1992
7.49
7.98
September of 1992
7.41
7.92
October of 1992
7.55
8.09
November of 1992
7.8
8.31
December of 1992
7.74
8.21
January of 1993
7.51
7.99
February of 1993
7.17
7.68
March of 1993
7
7.5
April of 1993
6.94
7.46
May of 1993
6.93
7.47
June of 1993
6.92
7.42
July of 1993
6.72
7.21
August of 1993
6.63
7.11
September of 1993
6.43
6.91
October of 1993
6.37
6.83
November of 1993
6.69
7.16
December of 1993
6.68
7.17
January of 1994
6.57
7.07
February of 1994
6.66
7.15
March of 1994
7.18
7.68
April of 1994
7.8
8.32
May of 1994
8.08
8.6
June of 1994
7.91
8.4
July of 1994
8.11
8.61
August of 1994
8.02
8.51
September of 1994
8.13
8.64
October of 1994
8.39
8.93
November of 1994
8.67
9.17
December of 1994
8.8
9.2
January of 1995
8.8
9.15
February of 1995
8.46
8.83
March of 1995
8.06
8.46
April of 1995
7.88
8.32
May of 1995
7.51
7.96
June of 1995
7.06
7.57
July of 1995
7.09
7.61
August of 1995
7.36
7.86
September of 1995
7.16
7.64
October of 1995
7.01
7.48
November of 1995
6.89
7.38
December of 1995
6.74
7.2
January of 1996
6.55
7.03
February of 1996
6.56
7.08
March of 1996
7.11
7.62
April of 1996
7.44
7.93
May of 1996
7.58
8.07
June of 1996
7.83
8.32
July of 1996
7.77
8.25
August of 1996
7.52
8
September of 1996
7.75
8.23
October of 1996
7.43
7.92
November of 1996
7.14
7.62
December of 1996
7.1
7.6
January of 1997
7.33
7.82
February of 1997
7.15
7.65
March of 1997
7.41
7.9
April of 1997
7.68
8.14
May of 1997
7.47
7.94
June of 1997
7.24
7.69
July of 1997
7.04
7.5
August of 1997
7.02
7.48
September of 1997
6.99
7.43
October of 1997
6.85
7.29
November of 1997
6.76
7.21
December of 1997
6.66
7.1
January of 1998
6.58
6.99
February of 1998
6.64
7.04
March of 1998
6.74
7.13
April of 1998
6.78
7.14
May of 1998
6.78
7.14
June of 1998
6.67
7
July of 1998
6.62
6.95
August of 1998
6.61
6.92
September of 1998
6.4
6.72
October of 1998
6.36
6.71
November of 1998
6.51
6.87
December of 1998
6.39
6.74
January of 1999
6.43
6.79
February of 1999
6.44
6.81
March of 1999
6.68
7.04
April of 1999
6.53
6.92
May of 1999
6.75
7.15
June of 1999
7.18
7.55
July of 1999
7.26
7.63
August of 1999
7.53
7.94
September of 1999
7.44
7.82
October of 1999
7.47
7.85
November of 1999
7.36
7.74
December of 1999
7.52
7.91
January of 2000
7.8
8.21
February of 2000
7.93
8.33
March of 2000
7.83
8.24
April of 2000
7.8
8.15
May of 2000
8.18
8.52
June of 2000
7.99
8.29
July of 2000
7.87
8.15
August of 2000
7.76
8.03
September of 2000
7.6
7.91
October of 2000
7.47
7.8
November of 2000
7.42
7.75
December of 2000
7.06
7.38
January of 2001
6.64
7.03
February of 2001
6.64
7.05
March of 2001
6.51
6.95
April of 2001
6.6
7.08
May of 2001
6.68
7.15
June of 2001
6.7
7.16
July of 2001
6.68
7.13
August of 2001
6.5
6.95
September of 2001
6.34
6.82
October of 2001
6.1
6.62
November of 2001
6.15
6.66
December of 2001
6.54
7.07
January of 2002
6.48
7
February of 2002
6.38
6.89
March of 2002
6.52
7.01
April of 2002
6.48
6.99
May of 2002
6.28
6.81
June of 2002
6.11
6.65
July of 2002
5.93
6.49
August of 2002
5.7
6.29
September of 2002
5.51
6.09
October of 2002
5.5
6.11
November of 2002
5.46
6.07
December of 2002
5.45
6.05
January of 2003
5.3
5.92
February of 2003
5.22
5.84
March of 2003
5.07
5.75
April of 2003
5.12
5.81
May of 2003
4.86
5.48
June of 2003
4.63
5.23
July of 2003
4.97
5.63
August of 2003
5.59
6.26
September of 2003
5.46
6.15
October of 2003
5.27
5.95
November of 2003
5.27
5.93
December of 2003
5.2
5.88
January of 2004
5.02
5.71
February of 2004
4.94
5.64
March of 2004
4.74
5.45
April of 2004
5.16
5.83
May of 2004
5.64
6.27
June of 2004
5.66
6.29
July of 2004
5.46
6.06
August of 2004
5.26
5.87
September of 2004
5.14
5.75
October of 2004
5.12
5.72
November of 2004
5.14
5.73
December of 2004
5.18
5.75
January of 2005
5.17
5.71
February of 2005
5.15
5.63
March of 2005
5.46
5.93
April of 2005
5.41
5.86
May of 2005
5.28
5.72
June of 2005
5.17
5.58
July of 2005
5.28
5.7
August of 2005
5.4
5.82
September of 2005
5.36
5.77
October of 2005
5.63
6.07
November of 2005
5.86
6.33
December of 2005
5.82
6.27
January of 2006
5.71
6.15
February of 2006
5.86
6.25
March of 2006
5.97
6.32
April of 2006
6.16
6.51
May of 2006
6.21
6.6
June of 2006
6.31
6.68
July of 2006
6.39
6.76
August of 2006
6.2
6.52
September of 2006
6.08
6.4
October of 2006
6.05
6.36
November of 2006
5.96
6.24
December of 2006
5.88
6.14
January of 2007
5.97
6.22
February of 2007
6.02
6.29
March of 2007
5.88
6.16
April of 2007
5.88
6.18
May of 2007
5.97
6.26
June of 2007
6.34
6.66
July of 2007
6.36
6.7
August of 2007
6.23
6.57
September of 2007
6.05
6.38
October of 2007
6.04
6.38
November of 2007
5.85
6.21
December of 2007
5.75
6.1
January of 2008
5.29
5.76
February of 2008
5.44
5.92
March of 2008
5.42
5.97
April of 2008
5.47
5.92
May of 2008
5.6
6.04
June of 2008
5.91
6.32
July of 2008
5.97
6.43
August of 2008
6.03
6.48
September of 2008
5.64
6.04
October of 2008
5.89
6.2
November of 2008
5.79
6.09
December of 2008
5.04
5.29
January of 2009
4.72
5.05
February of 2009
4.77
5.13
March of 2009
4.64
5
April of 2009
4.5
4.81
May of 2009
4.52
4.86
June of 2009
4.9
5.42
July of 2009
4.69
5.22
August of 2009
4.61
5.19
September of 2009
4.49
5.06
October of 2009
4.39
4.95
November of 2009
4.34
4.88
December of 2009
4.39
4.93
January of 2010
4.44
5.03
February of 2010
4.37
4.99
March of 2010
4.33
4.97
April of 2010
4.42
5.1
May of 2010
4.28
4.89
June of 2010
4.18
4.74
July of 2010
4.04
4.56
August of 2010
3.91
4.43
September of 2010
3.81
4.35
October of 2010
3.66
4.23
November of 2010
3.68
4.3
December of 2010
4.06
4.71
January of 2011
4.09
4.76
February of 2011
4.22
4.95
March of 2011
4.08
4.84
April of 2011
4.06
4.84
May of 2011
3.82
4.64
June of 2011
3.69
4.51
July of 2011
3.68
4.55
August of 2011
3.46
4.27
September of 2011
3.32
4.11
October of 2011
3.35
4.07
November of 2011
3.31
3.99
December of 2011
3.25
3.96
January of 2012
3.2
3.92
February of 2012
3.16
3.89
March of 2012
3.2
3.95
April of 2012
3.14
3.91
May of 2012
3.03
3.8
June of 2012
2.95
3.68
July of 2012
2.85
3.55
August of 2012
2.86
3.6
September of 2012
2.78
3.47
October of 2012
2.69
3.38
November of 2012
2.66
3.35
December of 2012
2.66
3.35
January of 2013
2.70
3.41
February of 2013
2.77
3.53
March of 2013
2.76
3.57
April of 2013
2.66
3.45
May of 2013
2.72
3.54
June of 2013
3.17
4.07
July of 2013
3.43
4.37
August of 2013
3.49
4.46
September of 2013
3.52
4.49
October of 2013
3.27
4.19
November of 2013
3.30
4.26
December of 2013
3.48
4.46
January of 2014
3.48
4.43
February of 2014
3.35
4.3
March of 2014
3.36
4.34
April of 2014
3.39
4.34
May of 2014
3.29
4.19
June of 2014
3.27
4.16
July of 2014
3.24
4.13
August of 2014
3.25
4.12
September of 2014
3.31
4.16
October of 2014
3.21
4.04
November of 2014
3.19
4
December of 2014
3.13
3.86
January of 2015
2.99
3.67
February of 2015
3.01
3.71
March of 2015
3.04
3.77
April of 2015
2.94
3.67
May of 2015
3.06
3.84
June of 2015
3.19
3.98
July of 2015
3.21
4.05
August of 2015
3.13
3.91
September of 2015
3.1
3.89
October of 2015
3.01
3.8
November of 2015
3.16
3.94
December of 2015
3.21
3.96
January of 2016
3.16
3.87
February of 2016
2.96
3.66
March of 2016
2.97
3.69
April of 2016
2.87
3.61
May of 2016
2.84
3.6
June of 2016
2.84
3.57
July of 2016
2.75
3.44
August of 2016
2.75
3.44
September of 2016
2.76
3.46
October of 2016
2.76
3.47
November of 2016
3.03
3.77
December of 2016
3.43
4.2
January of 2017
3.39
4.15
February of 2017
3.38
4.17
March of 2017
3.41
4.2
April of 2017
3.3
4.05
May of 2017
3.26
4.01
June of 2017
3.17
3.9
July of 2017
3.24
3.97
August of 2017
3.16
3.88
September of 2017
3.11
3.81
October of 2017
3.2
3.9
November of 2017
3.29
3.92
December of 2017
3.39
3.95
January of 2018
3.48
4.03
February of 2018
3.79
4.33
March of 2018
3.91
4.44
April of 2018
3.93
4.47
May of 2018
4.07
4.59
June of 2018
4.04
4.57
July of 2018
4.01
4.53
August of 2018
4.02
4.55
September of 2018
4.08
4.63
October of 2018
4.25
4.83
November of 2018
4.28
4.87
December of 2018
4.09
4.64
Date (Month) 15 Year FRM (%) 30 Year FRM (%)
January of 2019
3.91
4.46
February of 2019
3.8
4.37
March of 2019
3.72
4.27
April of 2019
3.61
4.14
May of 2019
3.53
4.07
June of 2019
3.24
3.8
July of 2019
3.2
3.77
August of 2019
3.08
3.62
September of 2019
3.12
3.61
October of 2019
3.14
3.69
November of 2019
3.16
3.7
December of 2019
3.18
3.72
Date (Month) 15 Year FRM (%) 30 Year FRM (%)
January of 2020
3.07
3.62
February of 2020
2.97
3.47
March of 2020
2.89
3.45
April of 2020
2.80
3.31
May of 2020
2.69
3.23
June of 2020
2.6
3.16
July of 2020
2.52
3.02
August of 2020
2.48
2.94
September of 2020
2.39
2.89
October of 2020
2.35
2.83
November of 2020
2.31
2.77
December of 2020
2.22
2.68
Date (Month) 15 Year FRM (%) 30 Year FRM (%)
January of 2021
2.20
2.74
February of 2021
2.24
2.81
March of 2021
2.39
3.08
April of 2021
2.36
3.06
May of 2021
2.28
2.96
June of 2021
2.27
2.98
July of 2021
2.18
2.87
August of 2021
2.15
2.84
September of 2021
2.18
2.90
October of 2021
2.31
3.07
November of 2021
2.36
3.07
December of 2021
2.35
3.10
Date (Month) 15 Year FRM (%) 30 Year FRM (%)
January of 2022
2.66
3.45
February of 2022
3.00
3.76
March of 2022
3.39
4.17
April of 2022
4.22
4.98
May of 2022
4.44
5.23
June of 2022
4.65
5.52
July of 2022
4.61
5.41
August of 2022
4.56
5.22
September of 2022
5.35
6.11
October of 2022
6.15
6.90
November of 2022
6.14
6.81
December of 2022
5.67
6.36
Date (Month) 15 Year FRM (%) 30 Year FRM (%)
January of 2023
5.43
6.27
February of 2023
5.42
6.26
March of 2023
5.8
6.54
April of 2023
5.66
6.34
May of 2023
5.81
6.43
June of 2023
6.09
6.71
July of 2023
6.18
6.84
August of 2023
6.43
7.07
September of 2023
6.57
7.2
October of 2023
6.91
7.62
November of 2023
6.77
7.44
December of 2023
6.14
6.82
Date (Month) 15 Year FRM (%) 30 Year FRM (%)
January of 2024
5.87
6.64
February of 2024
6.1
6.78
March of 2024
6.18
6.82
April of 2024
6.26
6.99
May of 2024
6.35
7.06
June of 2024
6.18
6.92
July of 2024
6.14
6.85
August of 2024
5.68
6.50
September of 2024
5.26
6.18
October of 2024
5.6
6.43
Date (Month) 15 Year FRM (%) 30 Year FRM (%)


  15 Year FRM (%) 30 Year FRM (%)  
Cumulative Average 5.24 7.72  
Median 5.445 7.305  
Mode
(Most Frequent Value)
3.16 7.44  

 

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The above table lists the monthly average rates for conventional and
conforming, 15- and 30-year fixed-rate mortgages in the United States.
Information on points can be found at the Freddie Mac website.

Source: Freddie Mac

 

The above data table was updated on November 7, 2024.


 


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